Why Need For Car Insurance

If you have not opted for insurance for your car is good to think about it every day gets harder to walk the streets or cities in Brazil have a safe, thefts, accidents, strikes it all leads us to seriously consider hiring an insurance policy for our dear friend, like most Brazilian car purchases financed, an accident in the middle or at the beginning of any financing leads to despair, but rather to opt for an insurance see what kinds of insurance you may hire.

Before anything else is good to know that hedges offered in a safe car are designed to meet the needs of the insured at the possibility of having injury due to accidental damages caused by the use of their vehicles or resulting from the action of others and are Insurable all cars terrestrial propulsion motor and its trailer, provided they do not walk on trails.The value of the insured enrolled in the insurance policy for each cover represents the maximum liability of the insurer.

Explaining briefly, automobile insurance is a contract between you and an insurance company. That protects you from any kind of financial loss in case of any car accident, you agree to pay the premium which often is not low, so we should not trigger the insurance for any nonsense, and the company will pay for their financial losses if you collide. This type of insurance is not a long term contract. Most policies last between 6 months and 1 year, and you have to renew the contract every time the policy expires. A good insurance plan covers not only vehicles for damage or theft of your car, but also its liability for property damage, medical and physical damage to you and others involved in the accident, these procedures more expensive but not well outweigh the time for accuracy. The three main types of insurance in Brazil are: 1. VMR - Market Value Referenced: this form of insurance guarantees to the insured in case of full compensation, the amount of variable pay in local currency, determined in accordance with the scale of reference explicitly indicated in the offer of insurance, coupled with adjustment factor, in percentage, to be applied on the value price of the vehicle at the time of claim settlement. 2. RV - Value Determined: this form of insurance guarantees to the insured in case of full compensation, the payment of lump sum in national currency, the parties stipulated at the time of hire insurance. There is also the obligatory insurance, you pay annually and few people know that you are entitled, but only has the right in case of death of their third or, in this case do not you take anything but the family of the victim or his, but does not pay much and leaves much to be desired, if not compulsory to believe that many would not do it, so look very carefully before hiring an insurer otherwise you might regret it the more you need it.